Main Board • air jordan Timing is everything in financial plann

15.10.2012, 12:52 - lqpxi568 - Rank 4 - 141 Beiträge
Dan Brown's blockbuster had racked up 80 million in sales the last time anyone checked, but , the ubiquitous financial advice columnist who seemingly appears in every publication in the country, had made his point - Making Money Made Simple was a huge success.
"I've written about 20 books and this was the first one," he says.
"This was the foot in the door. This book has changed the lives of hundreds of thousands of people."
When we meet, he's preparing to clean out his desk. "I'm leaving here at the end of the month. Cheryl and I sold Whittaker Macnaught five years ago and I stayed on, but now I'm going back to doing my own thing," he says. "I'm going to move in with a mortgage broker called Peter Cooper, help him expand his business and, of course, keep writing."
The son of a farmer who later managed a piggery at Kingston in Brisbane's south, Whittaker hails from modest roots.
"We were in bare feet until we were 14," he says, "although I had a rifle when I was 12 and I was a pretty good shot. That was back in the days when teachers threw blackboard dusters at kids and bounced them off their heads."
After dodging the blackboard dusters at Kingston Primary School and later at Salisbury High School, Whittaker followed one of the two paths that in those days led to steady employment for a high school graduate.
One led to the public service, the other to the banks,airjordan He’s blackma...e to stay with him News.,abercrombie france. He chose the banks.
"I joined the Bank of News South Wales at 17 and they sent me to Cunnamulla,sac longchamp pas cher. I worked in the bank until I was about 28 and was posted everywhere - Cunnamulla, Longreach, Winton, Roma, Dalby, Cooroy," he says.
The sprawling riverfront Queenslander at Hawthorn, the beach house at Noosa and the luxury overseas travel he now enjoys were still distant.
"I left the bank when a law firm offered me a chance to come and work for them, but it wasn't for me. It was all too complex and I got sick of it,moncler Cybersécurité ...a, Huawei et ZTE sont une," he says.
"I was out of work for a while when I left the law firm and then spent two-and-a-half months in a factory doing process work.
"It taught me to never work in a factory again. It was terrible," he recalls.
Whittaker's luck changed when he joined an employment agency and began studying accountancy.
"This was the late '60s and I got the highest pass in the history of Australia in tax law. That was my niche, not law,louboutin. Then I moved to a property development company and then to Beneficial Finance, but I wanted to go out on my own."
It was a book, appropriately, that convinced him to start his own business. "I picked up this book called Think and Grow Rich by Napoleon Hill which inspired me to go into partnership with a builder," he says.
"We started a real estate division to sell our houses and a brokerage house because in those days, the late '70s, there was no finance available so we started the brokerage business to get finance for our buyers.
"Then when financial planning arrived, I saw the potential and with Cheryl Macnaught started a financial planning business," he says.
Together they established Whittaker Macnaught, which became the largest financial planning business in Queensland.
"Our timing was perfect," says Whittaker. "We were lucky in a way. Timing is everything."
Media-savvy, Whittaker paid for his first newspaper advice columns to be published. "I began writing little columns in The Albert and Logan News which I used to pay for and that taught me to write a bit. Then I got a column in The Courier-Mail called Key Money.
"That was in the early-'80s and it was about investing in property.
"Then I got a spot on Radio 4BC on Saturday mornings at 6am. It was just before the scratchings for the races so everybody listened to it.&quot,abercrombie;
Whittaker says that one of the problems for Australians is their failure to grasp the notion of superannuation.
"The hardest thing for people to get is that superannuation is not an asset like property or shares. It's a vehicle that lets you hold assets in a low tax area. Eighty per cent of Australians are disengaged with their super. They don't want to know about it," he says.
What many people, fail to grasp, he says, is how small things add up.
"The great secret of becoming wealthy is that you don't miss what's taken from you. If your wage had been reduced by 10 per cent 10 years ago and put into super, you wouldn't have missed it," he says,veste ralph lauren.
"Some people get it.
"Others don't. The generational difference thing is, I think, bulls---. There are those who save and those who don't."
noelwhittaker.com.au
oconnorm@couriermail.com.au

Melbourne Vixens shooter Karyn Howarth has been rewarded for a breakthrough ANZ Championship season with her selection for the team to contest the Series in Auckland from November 9-11.
Adelaide Thunderbirds defender Kate Shimmin and West Coast's Chanel Gomes are among the promising youngsters given an opportunity on the international stage,veste moncler.
Ashleigh Brazill, who withdrew from the Diamonds' three-test series against New Zealand with injury, has been named subject to fitness. Caitlin Thwaites, promoted to the Diamonds for the quad series starting next nonth, is in the 10-person team.
"It's all about preparing these young players for international netball,sac longchamp pliage Au travail, avoir du pouvoir, even though it's a different game with quite different rules, the Fast5 Netball World Series still have the same skills in terms of catching, passing, driving and defending under international pressure," Diamonds coach Lisa Alexander said.
"You can't buy this opportunity to play against international competition so for these players it will be amazing for them to experience international netball."
The three-day tournament features modified competition rules which includes just five players on court as the traditional wing attack and wing defence make way while new scoring zones have been added with one goal, two goal and three goal scoring areas.
While some of the more traditional netball rules remain, the games will feature four six-minute quarters,ralph lauren pas cher, unlimited rolling substitutions and a Powerplay quarter in which goals for that quarter are doubled.
Australia will begin its Fast5 World Netball Series campaign against England, Malawi and New Zealand on Friday 9 November followed by South Africa and Jamaica on Saturday before finals on Sunday.
Australian team: Amorette Wild (NSW Swifts), Caitlin Thwaites (Central Pulse), Karyn Howarth (Melbourne Vixens), Verity Simmons (West Coast Fever), Elissa Macleod (Melbourne Vixens), Ashleigh Brazill (West Coast Fever), Shae Bolton (West Coast Fever), Chanel Gomes (West Coast Fever), April Letton (NSW Swifts), Kate Shimmin (Adelaide Thunderbirds).